Before you take your motorcycle on the road or put your boat on the water, it may pay to be
certain your insurance is ship-shape.
Motorcycles and boats are often significant investments, and the right insurance policy can
help protect them. Here are a few tips, courtesy of A-Advantage Insurance
• Evaluate your specific needs. Insuring a boat or a motorcycle is different than
insuring your car or home. A specialized motorcycle policy, for instance, can provide
coverage for custom paint jobs and aftermarket equipment that might not be covered if the
bike were just added to a generic auto policy.
• Similarly, a specialized boat policy could cover things like the cost to replace lost or
damaged fishing gear and costly services such as emergency on-water towing and fuel-
spill cleanup. You probably wouldn’t get this coverage by adding a boat to a homeowner’s
policy.
• Consult with an independent agency – like A-Advantage Insurance. Unlike “captive”
agents who represent only one company, independent insurance agents and brokers are
licensed insurance professionals who represent several companies. They can offer you a
variety of coverages, review and evaluate your policies, suggest new coverage options
that meet your changing needs and answer your questions.
“An independent insurance agent or broker can make sure you have the specialized
coverage you need to protect your boat or bike,” said Jim Lloyd, of the Progressive Group
of Insurance Companies. “Some insurance companies provide only bare-bones protection
for your boat or motorcycle by simply adding it onto your existing auto or homeowner’s
policy, but independent agents and brokers can review and evaluate your needs to help
match you with the company that will provide you with the combination of specialized
coverage, service and price that’s best for you.”
| Your Local Agent for Auto Life Health Business Home Liability Dave Pellicano 772-879-1669 |
| Motorcycle Insurance |
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